Is a gynocologist covered by USA medical care?

Hi! I’m 20 year old female with type III skin and very dark course hair on my buttocks, legs, pubic area, arms, arm pits, and stomach. No facial hair. I want to see if I have PCOS, but I don’t know if HMO covers having a gynocologist. Anybody know it does?

You can call your HMO, since every plan is different. Some require you to visit your primary care physician and get a referral to an OB/GYN, where others let you go without a referral.